Lendora

Home loans from 6.24% APR — decisions in under 4 hours

A Loan For Every Next Step

Six products, one standard: clear pricing, quick decisions and an advisor who answers — compare them all below.

Loan Services

A Loan For Every Next Step

Personal Loan

Consolidate, renovate or cover the unexpected with one simple monthly payment.

From 7.99% APR
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Business Loan

Working capital, inventory and growth funding for teams of one to one hundred.

From 9.49% APR
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Home Loan

Mortgages with honest fixed rates and a digital-first closing process.

From 6.24% APR
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Auto Loan

New or used, dealer or private sale — drive away with pre-approved funds.

From 6.89% APR
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Education Loan

Tuition and living costs covered, with repayments that start after you graduate.

From 5.50% APR
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Property Loan

Buy-to-let and commercial property finance with expert underwriting.

From 8.75% APR
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Mortgages Without The Mystery

Fixed rates from 6.24% APR on 10 to 30 year terms. A 620+ score, 10% down and a debt-to-income ratio under 43% qualifies most buyers — and you hear back in hours, not weeks.

90-day rate lock

Your rate holds while you house-hunt — free of charge.

Valuation on us

We cover the property valuation fee on every approval.

Digital closing

E-sign the entire package — no branch appointments.

Start Home Application See full eligibility & limitations

Capital That Reads Your Revenue

From 9.49% APR up to $250,000. Six months of trading, $10k in monthly revenue and a 600+ score gets a same-day decision — underwritten on your numbers, not just paperwork.

Revenue underwriting

Connect your bank feed; approval follows your sales.

Redraw as you repay

Cleared principal becomes available credit again.

Named advisor

One person who knows your file, on the phone in minutes.

Start Business Application See full eligibility & limitations

One Payment, Zero Surprises

Borrow $1,000 to $50,000 from 7.99% APR over 1 to 7 years. A 660+ score and verifiable income qualifies most applicants — and checking your rate never touches your file.

Soft-search rate

See your personalised APR with no credit footprint.

Same-day decision

Most applications answered inside four working hours.

No prepay penalty

Clear the balance early and stop paying interest.

Check My Rate See full eligibility & limitations

Study Now, Repay After You Graduate

From 5.50% APR with repayments deferred until six months after graduation. Enrolled or accepted students qualify; a co-signer typically lowers your rate by around 1%.

Grace period

Nothing to pay until six months after you finish.

Autopay discount

0.25% off your APR with automatic repayments.

Co-signer friendly

Release your co-signer after 24 clean payments.

Start Education Application See full eligibility & limitations
Compare At A Glance

Today’s Representative Rates

Loan type APR range Borrow up to Terms Monthly per $10k Borrower rating Apply
Home lending partner agency Home Loan
Fixed rate · e-closing
6.24–7.85% $1,500,000 10–30 yrs $69/mo* 4.9 out of 5 Apply
Personal lending partner agency Personal LoanPopular
Soft-search rate check
7.99–19.99% $50,000 1–7 yrs $212/mo* 4.8 out of 5 Apply
Business lending partner agency Business Loan
Revenue-based underwriting
9.49–24.90% $250,000 3 mo–5 yrs $225/mo* 4.7 out of 5 Apply
Auto lending partner agency Auto Loan
New, used or refinance
6.89–11.49% $100,000 1–6 yrs $204/mo* 4.8 out of 5 Apply
Education lending partner agency Education Loan
Deferred until graduation
5.50–9.90% $120,000 5–15 yrs $116/mo* 4.9 out of 5 Apply

*Monthly cost per $10,000 borrowed at the representative APR over a typical term (personal & business 5 yrs, auto 5 yrs, education 10 yrs, home 25 yrs). Your rate depends on your credit profile.

Questions

Everything Borrowers Ask Us First

Short answers to the questions that matter before you apply. Need more detail? Our advisors pick up the phone.

Talk to an advisor

Call +1 202 555 0147 — Mon to Sat, 9:00–18:00

Most personal and business loans are decided within four working hours. Once you e-sign, funds are usually transferred the next banking day — and always within the same week.

No. Seeing your personalised rate uses a soft credit check that leaves no footprint. A full check only happens if you accept an offer and continue with the application.

Yes — every Lendora loan can be repaid early, in part or in full, with zero penalty. Use the Early Payoff calculator to see exactly how much interest you would save.

For most loans: a government ID and your last three months of bank statements. Business loans add your latest filed accounts. Everything uploads securely inside the application.

Ready To Fund Your Next Move?

Check your rate in two minutes — it will not affect your credit score.